Analyzes coverage amount, claim history, and geographic risk factors to determine application risk level and underwriting recommendations.

How it works 19 steps

Inspect the data fetches, transforms, gates, and output this recipe runs.

Data fetch

▼ deal ?

▼

Process (18 steps)

⚠ guard_deal guard

Stop if deal result properties is empty

■ coverage_risk math

Calculate: min(100, max(0, ({{step.deal.result.properties.requested_coverage_amount}} / {{config.high_coverage_threshold}}) * 100))

■ claim_history_risk math

Calculate: min(100, {{step.deal.result.properties.prior_claims_count}} * 20)

■ geographic_risk math

Calculate: min(100, ({{step.deal.result.properties.is_in_flood_zone}} * 25) + ({{step.deal.result.properties.is_in_wildfire_zone}} * 25) + ({{step.deal.result.properties.is_in_hurricane_zone}} * 25))

■ total_risk weighted_score

Weighted score from: coverage risk (50%), claim history risk (30%), geographic risk (20%)

■ is_low compare

Check if total risk is less than

■ is_medium_cond1 compare

Check if total risk is at least

■ is_medium_cond2 compare

Check if total risk is less than

■ is_medium all

Check if all conditions are true

■ is_high compare

Check if total risk is at least

■ risk_level_low template

Generate text from a template

skip: step.is_low equal false

■ risk_level_medium template

Generate text from a template

skip: step.is_medium equal false

■ risk_level_high template

Generate text from a template

skip: step.is_high equal false

■ risk_level coalesce

Use the first available value from: risk level low, risk level medium, risk level high

■ risk_checklist to_checklist

Format results as an actionable checklist

■ summary_metrics to_summary

Format results as a summary card

■ ai_prompt_text template

Generate text from a template

■ recommended_actions ?

Settings 2 configurable

Configurable at install. Defaults shown — change them anytime in Recued.

hubspot setting =

high coverage threshold number = 500000