Vendor-agnostic read-only daily money cockpit for a small business on QuickBooks or Xero. Binds the accounting connection through canonical core.acct.* op-steps (invoice / payment / customer search), so the same recipe runs against whichever accounting vendor you connected (the resolver dispatches each op to the bound vendor and projects its raw records to the canonical accounting fields). It surfaces open invoice pressure, what is actually overdue by due date, recent cash-in, and customers missing an email - without creating, voiding, or paying anything. Canonical accounting op-steps are read-only; every money write stays approval-gated in the accounting capability pack.